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January 2019


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    Fraud In Phone Calls


    Number of posts : 51
    Registration date : 2009-03-16

    Fraud In Phone Calls

    Post by Admin on Wed Sep 09, 2009 1:51 pm

    New Credit Card Scam

    This one is pretty slick since they provide YOU with all the
    information, except the one piece they want...

    Note, the callers do not ask for your card number; they already have
    it... This information is worth reading. By understanding how the VISA &
    Master Card Telephone Credit Card Scam works, you'll be better prepared
    to protect yourself.

    One of our employees was called on Wednesday from 'VISA' and I was
    called on Thursday from 'Master Card,' The scam works like this:
    Caller: 'This is (name), and I'm calling from the Security and Fraud
    Department at VISA. My Badge number is 12460. Your card has been flagged
    for an unusual purchase pattern, and I'm calling to verify. This would
    be on your VISA card which was issued by (name of bank). Did you
    purchase an Anti-Telemarketing Device for $497.99 from a Marketing
    company based in ?'

    When you say 'No', the caller continues with, 'Then we will be issuing a
    credit to your account. This is a company we have been watching and the
    charges range from $297 to $497, just under the $500 purchase pattern
    that flags most cards. Before your next statement, the credit will be
    sent to (gives you your address), is that correct?'

    You say 'yes'. The caller continues - 'I will be starting a Fraud
    investigation. If you have any questions, you should call the 1- 800
    number listed on the back of your card (1-800 -VISA) and ask for Security.'

    You will need to refer to this Control Number. The caller then gives you
    a 6 digit number. 'Do you need me to read it again?'

    Here's the IMPORTANT part on how the scam works. The caller then says,
    'I need to verify you are in possession of your card'. He'll ask you to
    'turn your card over and look for some numbers'. There are 7 numbers;
    the first 4 are part of your card number, the next 3 are the security
    Numbers that verify you are the possessor of the card. These are the
    numbers you sometimes use to make Internet purchases to prove you have
    the card. The caller will ask you to read the 3 numbers to him. After
    you tell the caller the 3 numbers, he'll say, 'That is correct, I just
    needed to verify that the card has not been lost or stolen, and that you
    still have your card. Do you have any other questions?' After you say
    No, the caller then thanks you and states, 'Don't hesitate to call back
    if you do, and hangs up.

    You actually say very little, and they never ask for or tell you the
    Card number.. But after we were called on Wednesday, we called back
    within 20 minutes to ask a question.. Are we glad we did! The REAL VISA
    Security Department told us it was a scam and in the last 15 minutes a
    new purchase of $497.99 was charged to our card.

    Long story - short - we made a real fraud report and closed the VISA
    account. VISA is reissuing us a new number. What the scammers want is
    the 3-digit PIN number on the back of the card Don't give it to them.
    Instead, tell them you'll call VISA or Master card directly for
    verification of their conversation. The real VISA told us that they will
    never ask for anything on the card as they already know the
    information since they issued the card! If you give the scammers your 3
    Digit PIN Number, you think you're receiving a credit. However, by the
    time you get your statement you'll see charges for purchases you didn't
    make, and by then it's almost too late and/or more difficult to actually
    file a fraud report.

    What makes this more remarkable is that on Thursday, I got a call from a
    'Jason Richardson of Master Card' with a word-for-word repeat of the
    VISA scam. This time I didn't let him finish. I hung up! We filed a
    police report, as instructed by VISA. The police said they are taking
    several of these reports daily! They also urged us to tell everybody we
    know that this scam is happening.

    Please pass this on to all your family, friends and neighbors. By
    informing each other, we protect each other.

    " Neighbors Helping Neighbors"

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      Current date/time is Fri Jan 18, 2019 8:21 am